Comments on: i have a refinance question if anyone knows about it? http://nxus.net/i-have-a-refinance-question-if-anyone-knows-about-it.html Solution to your Niche Question Sat, 15 Oct 2011 00:02:34 +0000 hourly 1 http://wordpress.org/?v=3.1 By: Brian F http://nxus.net/i-have-a-refinance-question-if-anyone-knows-about-it.html/comment-page-1#comment-3000 Brian F Sat, 31 Oct 2009 00:33:58 +0000 http://nxus.net/i-have-a-refinance-question-if-anyone-knows-about-it.html#comment-3000 I believe that is the longest run on sentence without punctuation I have ever seen! :) I would attempt to talk to a bank about a small business loan. They generally fork out 20k limits on credit cards that you could use to transfer balances. Some larger banks dedicate so much money for small business loans that often goes un-borrowed. Shop around and you should be able to get some sort of loan. Try to improve your credit though! It will save thousands in the long run. Best hopes in getting back on your feet! I believe that is the longest run on sentence without punctuation I have ever seen! :)

I would attempt to talk to a bank about a small business loan. They generally fork out 20k limits on credit cards that you could use to transfer balances. Some larger banks dedicate so much money for small business loans that often goes un-borrowed. Shop around and you should be able to get some sort of loan. Try to improve your credit though! It will save thousands in the long run. Best hopes in getting back on your feet!

]]> By: lepr0kan http://nxus.net/i-have-a-refinance-question-if-anyone-knows-about-it.html/comment-page-1#comment-3001 lepr0kan Sat, 31 Oct 2009 00:33:58 +0000 http://nxus.net/i-have-a-refinance-question-if-anyone-knows-about-it.html#comment-3001 If you have current outstanding bills showing on your credit report you'll probably not qualify for a HELOC. Lenders are stricter now and even though your loan to value ratio is fairly low since you only want $20,000 it sounds like your debt is very recent. Even if you just had a few late payments on credit cards that are recent you'd have trouble, and it will be more tough if you have credit cards that haven't been paid at all. Before you give up entirely, talk to a broker they may be able to find something for you if your employment history is good, the rate may be pretty high but try it. Good luck. If you have current outstanding bills showing on your credit report you’ll probably not qualify for a HELOC. Lenders are stricter now and even though your loan to value ratio is fairly low since you only want $20,000 it sounds like your debt is very recent. Even if you just had a few late payments on credit cards that are recent you’d have trouble, and it will be more tough if you have credit cards that haven’t been paid at all. Before you give up entirely, talk to a broker they may be able to find something for you if your employment history is good, the rate may be pretty high but try it. Good luck.

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