How difficult is it to refinance with bad credit?

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We paid for a residence eleven years ago, owners finance. We have NEVER had a late payment, though unfortunately, a male does not inform to a credit agency. Anyway, you owe K upon a residence as well as it is value around 0K. We would similar to to refinance to get "ahead" though a credit is poor. Any suggestions?

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Comments (3)

is your name on title? if it is, with that low of loan to value, you shouldn’t have a problem refinancing.

right now, it is almost impossible. Your best bet is to fill out forms online requesting a refinance. When you do this, your refinance information goes out to lenders (not any personal information) then lenders who think they can help you will call you up and give you a quote.
One place to start is here: http://www.endthisdebt.com/refinance.cfm

if you can’t get help there, you can try lending tree.

Hi,
I used "Credit Solution" to settle my loans.They managed to reduce my loans up to 58% .It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://shrinkurl.us/vfq

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